Help to Buy Carlisle

webuild in Carlisle


New homes in Carlisle

With over 2,000 years of history, Carlisle is a city full of culture with two areas of outstanding natural beauty and a UNESCO World Heritage Site.

Our developments in Carlisle are ideal for those looking for new homes in and around this popular area of North West England. Start your journey on the road to homeownership in Carlisle.

Find your home in Carlisle

Carlisle and the surrounding areas of Cumbria offer the perfect combination of a lively city atmosphere and sweeping countryside to enjoy local nature. 

Carlisle city perfectly blends old and new, boasting a pedestrianised shopping centre featuring boutique shops with historical landmarks like Carlisle Castle, Carlisle Cathedral and Hadrian's Wall built in 128 AD.

Venture outside the city, and you will find plenty of beautiful towns and villages in the county of Cumbria, not to mention the picturesque countryside found in the Lake District.

Try one of the many welcoming pubs in the nearby villages and towns, or head to the city centre for an eclectic mix of restaurants. From Greek taverners to traditional British bites, Carlisle and surrounding areas have a variety of cuisines for you to try.

As with most major cities, Carlisle boasts plenty of nightlife options, from cosy bars to vibrant nightclubs. The Brickyard is a 320-capacity club set in a building more than one hundred years old and is a popular venue in the city.

The Lake District is the main draw in Cumbria, and it’s just a 20-mile journey from Carlisle. Go on hikes and discover caves, lakes and more in one of the UK’s most beautiful areas. Brampton is also a quaint market town and somewhere peaceful for you to enjoy away from the Carlisle crowds.

Help to Buy: Equity Loan

The city of Carlisle has a population of more than 108,000 and is a popular place to live with professionals and young families. Using the Help to Buy: Equity Loan, you can move into your dream home in Carlisle.

Help to Buy: Equity Loan is a government-backed scheme enabling first-time buyers to get the keys to a new-build home. You only need a deposit of 5%, with the government providing an equity loan of up to 20% of the purchase price. The remaining 75% is covered by a mortgage. Subject to eligibility, terms and conditions. 

You must buy your home from a homebuilder registered for Help to Buy: Equity Loan. After selecting the plot of your choice, you’ll pay a £200 reservation fee at which point you will receive free mortgage advice. A specialist will then help you through your application. 

You only need a 5% minimum deposit to buy your home in Carlisle with the Help to Buy: Equity Loan. The government then provides an equity loan of up to 20%.

You don’t pay interest on a Help to Buy: Equity Loan for the first five years. You start to pay interest in year six, on the equity loan amount you borrowed. You can repay all or part of your equity loan at any time – a part-payment must be at least 10% of your home's worth at the time of repayment. 

Help to Buy: Equity Loan is a scheme, subject to eligibility, terms and conditions, designed to help you buy a new home with help from the Government through Homes England. You'll only need a low deposit of 5% and the Government will provide an equity loan of up to 20% of the purchase price. The rest is easy.

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